Kredit Bermasalah Capai 4,2%, Program KUR Bakal Dievaluasi

MAPPI Jatim – Menteri Koperasi dan Usaha Kecil Menengah (UKM) Anak Agung Gede Ngurah (AAGN) Puspayoga mengatakan pihaknya akan mengevauasi pelaksanaan Kredit Usaha Rakyat (KUR) menyusul kredit bermasalah program tersebut yang sudah sangat tinggi hingga 4,2%.

“NPL atau kredit bermasalah KUR itu sudah sangat tinggi, sampai 4,2%, jadi KUR kita evaluasi,” kata AAGN Puspayoga, hari ini.

Ia mengatakan, angka itu sudah berada di ambang batas toleransi untuk kredit bermasalah perbankan sehingga KUR sempat dimoratorium atau dihentikan sementara penyalurannya menunggu hasil evaluasi.

Salah satu evaluasi, kata dia, KUR yang paling banyak tingkat kredit bermasalahnya adalah kreditor dengan nominal pinjaman di atas Rp20 juta. “Yang kreditor besar yang banyak masalah jadi untuk sementara kita lanjutkan untuk KUR kredit mikro saja,” katanya.

Namun ia menegaskan setelah evaluasi KUR tuntas nantinya, KUR akan terus dijalankan karena dinilai masih dibutuhkan masyarakat. “Setelah selesai evaluasi KUR bisa jalan lagi,” katanya.

Meskipun untuk sementara ini penyaluran KUR untuk sektor mikro atau Rp20 juta dengan tanpa agunan tetap berjalan. “Hasil evaluasi terbaru juga adalah kita menaikkan plafond untuk kredit mikro tanpa agunan dari Rp20 juta ke Rp25 juta pernasabah program KUR,” katanya.

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